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As for corporate management, the fierce market competition and demands from clients impose more requirements on enterprises' ability to innovate and their responsiveness.

As a magazine editor, Zhang has sometimes been upset to find her articles being stolen online. But previously, it rarely occurred to her that she was encouraging copyright infringement by never paying to read or listen to music online.

As at the end of January, the balance of interbank WMPs dropped by 3.6 trillion yuan year-on-year. The growth of the wealth management business fell to 1 percent, down by 26.6 percentage points from the previous year.

As a copy editor and content creator, Jorgensen’s job was to interview famous and soon-to-be-famous authors and write book reviews for the website, among other things. She remembered the mess of books everywhere. Books were brought up from the warehouse in SoDo so they could be scanned into images for the site. A “terrifyingly manual process,” as she remembers it.

As founding members, ICBC and the other 27 banks drafted the PRI after a yearlong discussion process, and they are now inviting other banks to join. The 28 founding banks come from both developing and developed economies, including the likes of France's BNP Paribas, the Netherlands' ING, South Africa's Standard Bank and the Kenya Commercial Bank.